Big Race Coming to SWFL

Sarah Palin is coming, Sarah Palin is coming! That's what the people of South Fort Myers have been yelling as they ride their horses up and down main street. I'm sure you guys all believed me when I said that, but seriously Palin's visit to Southwest Florida is creating quite a stir. In fact, the event has become such a hoorah that it has had to be moved to Germain Arena in Estero from the Alico Arena at FGCU because of the higher number of seats needed. 2:00 pm is the slated start time, so run down to Estero or tune your TV to a southwest Florida station and see what Mrs. Palin has to say.

I don't want to seem biased to all those Obama/Biden supporters, so it is worth mentioning that Senator Joe Biden, vice presidential nominee, is also coming to Southwest Florida. He will be at the Alico Arena on Wednesday, October 8th for a Obama/Biden Rally. Buzz is also swarming about the fore coming visit from the senator, just not as much as the Palin buzz, but I believe that is only because she is coming first.

I think that it is, right now, a very tight race. This will be my first time voting for the president so I feel like now I can complain if something goes wrong or if the tax rise or cut is something I don't like. These past 21 years I've had to keep my mouth shut about our president's because I didn't get to put my 2 cents in by voting for the person I wanted. I always used to like Ross Perot, seemed like he had a lot of good stuff to offer, I never could figure out why his Independent party couldn't get more publicity. We may have been a better country with Ross Perot, who knows. At least, we could have HEARD (ear joke) this financial crisis coming.

Speaking of the financial crisis/meltdown/catastrophe/letdown/disaster/emergency - seriously, all names I have heard the news refer to what is going on on Wall Street. This situation is bad news, Congress and the President has had to get involved passing the Bailout Bill, and now we are left to pay it off. So great, can't wait to pay my share... The biggest reason all of this started was because of people making decisions that were good for only the short term. For example, buying a $500,000 home and putting an ARM rate on it at 5% in 2004. Only to see that rate go up after 3 years to anywhere around 20%. I mean that is absolutely berserk. Not only from the buyer's standpoint (anyone who would agree to these terms deserves it), but the lender should have made it extremely clear to these not so smart buyer's that this is what is going to happen in only 3 years. Instead, they took their commission and now we have this mess to clean up. Great, wonderful and terrific. The worst part about this financial crisis is all we have seen so far is the housing market shutdown, next is the car market or credit cards. Either way, those both will be coming soon.

What if someone were to buy a $100,000 Coach from us, and we put them into a 10 Year ARM? Sure your first 3 year's monthly payments would be low, low, low, but after those 3 years you would see that monthly payment go up from anywhere between 1 and 2 thousand dollars. People who have decided that the rate they are given at the beginning of the loan is what they can pay monthly on that coach are in a world of trouble when that rate skyrockets. That is why here at Horizon Coach we have a great Sales and Finance Officer. For those of you who don't know her, she is Cathy Freeland and she will sale you that coach and finance it for you the right way. We make sure of that. We don't want you to be upside down on that Coach in 3 years. In 3 years we want you close to having it paid off. That is just another benefit of what we do here at Horizon Coach. Strong long term decisions that keep our buyer's happy and coming back.